2027 ICHRA Market Scores
Hover a state for its Enrichly Score and 2027 rate change · click to open the full report.
Enrichly ICHRA Market Score, 0–100 · preliminary 2027 filings; final rates pending regulatory approval.
Your client's current plan
The single rate is the clean comparison — one adult against one adult, so family mix cancels out.
| Tier | Rate | Enrolled |
|---|---|---|
| Employee only | ||
| EE + spouse | ||
| EE + child(ren) | ||
| Family |
Total premium and headcount are computed from the grid, so they reconcile to the carrier invoice. Covered lives lets us price the individual side per member — adults on the age curve, children at the CMS 0.765 factor, capped at three per household.
Workforce age mix — optional
Roughly how the enrolled split across these bands. Defaults to a typical small employer; it changes the per-band split, never the headline.
Five fields off a renewal or carrier invoice. The quoted renewal is optional — supply it and the projection becomes their actual renewal rather than a state estimate.
2027 Outlook
Enter the plan details and run the numbers.
| State | Status | Inc % | Rate/35 | Carr/20 | OffX/15 | Aff/15 | Emp/10 | Mom/10 | Score | Tier |
|---|
Rotate your phone to see the six category scores.